:root{--paper:#f6f8fb;--paper-2:#edf2f8;--ink:#122033;--muted:#506176;--line:#dbe4ee;--accent:#0a6cff;--accent-dark:#0058d4;--accent-soft:#dceaff;--white:#fff;--container:1376px;--section-space:112px;--grid-gap:24px;--card-radius:16px;--control-radius:10px;--card-shadow:0 8px 24px #12203314}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--white);color:var(--ink);font-family:var(--font-geist-sans,Arial), sans-serif;-webkit-font-smoothing:antialiased;margin:0;font-size:16px;font-weight:400}a{color:inherit;text-decoration:none}button,input{font:inherit}button,a{-webkit-tap-highlight-color:transparent}:is(button:focus-visible,a:focus-visible,input:focus-visible,summary:focus-visible){outline-offset:4px;outline:3px solid #0a6cff47}main{overflow:clip}.site-header{background:var(--white);border-bottom:1px solid var(--line);min-height:88px;padding-inline:max(32px, calc((100vw - var(--container)) / 2));z-index:50;grid-template-columns:1fr auto 1fr;align-items:center;display:grid;position:sticky;top:0}.header-start{align-items:center;gap:24px;display:flex}.brand{flex-direction:column;justify-content:center;align-items:flex-start;gap:5px;min-height:48px;display:flex}.brand-logo{width:auto;height:30px;display:block}.brand small{color:var(--muted);font-size:13px}.city-switch{background:var(--paper);border-radius:var(--control-radius);color:var(--muted);align-items:center;gap:8px;padding:12px 16px;font-size:14px;display:flex}.site-header nav{gap:24px;display:flex}.site-header nav a{color:var(--ink);white-space:nowrap;flex:none;align-items:center;min-height:48px;font-size:14px;font-weight:500;display:inline-flex}.site-header nav a:hover{color:var(--accent)}.header-cta{background:var(--white);border:1px solid var(--accent);border-radius:var(--control-radius);color:var(--accent-dark);justify-self:end;align-items:center;gap:12px;min-height:48px;padding:12px 16px;font-size:14px;font-weight:700;display:inline-flex}.header-cta:hover{background:var(--accent-soft)}.hero{border-radius:var(--card-radius);max-width:var(--container);background:#263449 url(/hero-residential-v1.webp) 50%/cover no-repeat;grid-template-columns:minmax(0,1.25fr) minmax(360px,.75fr);gap:48px;width:calc(100% - 48px);min-height:720px;margin:24px auto 0;padding:72px;display:grid;position:relative;overflow:hidden}.hero:before{content:"";background:linear-gradient(90deg,#081221e6 0%,#081221b3 58%,#08122147 100%);position:absolute;inset:0}.hero-copy{color:var(--white);z-index:2;align-self:center;position:relative}.eyebrow,.kicker{color:var(--muted);letter-spacing:.8px;text-transform:uppercase;font-size:13px;font-weight:500}.hero .eyebrow{color:#e5edf8;margin:0}.eyebrow span{background:var(--white);border-radius:var(--control-radius);color:var(--accent-dark);padding:12px 16px;display:inline-block}.hero h1{letter-spacing:-3px;max-width:780px;margin:36px 0 24px;font-size:clamp(64px,6vw,96px);font-weight:700;line-height:1}.hero h1 em{color:var(--white);text-underline-offset:6px;font-family:inherit;font-style:normal;text-decoration-line:underline;text-decoration-color:#9dc4ff;text-decoration-thickness:4px}.hero-lead{color:#eef3f9;max-width:720px;margin:0;font-size:20px;line-height:1.55}.hero h1>span,.hero h1>em,.hero-lead>span{display:block}.hero-actions{align-items:center;gap:24px;margin-top:40px;display:flex}.button{border-radius:var(--control-radius);cursor:pointer;border:0;justify-content:center;align-items:center;gap:12px;min-height:56px;padding:16px 24px;font-size:16px;font-weight:700;display:inline-flex}.button-primary{background:var(--accent);color:var(--white)}.button-primary:hover{background:var(--accent-dark)}.privacy-note{color:#eef3f9;align-items:center;gap:10px;margin:0;font-size:16px;display:flex}.privacy-note svg{flex:none}.hero-board{color:var(--white);z-index:2;justify-content:flex-end;align-items:flex-end;min-width:0;display:flex;position:relative}.photo-label{border-radius:var(--control-radius);background:#081221e0;border:1px solid #ffffff59;align-items:center;gap:8px;padding:12px 16px;font-size:14px;display:flex;position:absolute;top:0;right:0}.glass-stats{gap:12px;width:400px;display:grid}.glass-card{border-radius:var(--card-radius);color:var(--ink);background:#f3f6fa;border:1px solid #dbe4ee;grid-template-columns:64px 1fr;align-items:center;gap:6px 20px;min-height:112px;padding:24px 28px;display:grid;position:relative}.glass-card:before{content:"";background:#9eb0c4;border-radius:2px;width:2px;height:64px;position:absolute;top:50%;left:88px;transform:translateY(-50%)}.glass-card svg{color:var(--accent);grid-row:1/3;width:40px;height:40px}.glass-card strong{font-size:28px;font-weight:700;line-height:1.1}.glass-card span{color:var(--muted);grid-column:2;font-size:16px;line-height:1.4}.glass-card.featured-stat{background:#f3f6fa;border-color:#dbe4ee}.glass-card.featured-stat svg{color:var(--accent)}.glass-card.featured-stat span{color:var(--muted)}.market-strip{background:var(--white);border:1px solid var(--line);border-radius:var(--card-radius);box-shadow:var(--card-shadow);max-width:var(--container);grid-template-columns:repeat(4,1fr);width:calc(100% - 48px);margin:24px auto 0;display:grid;overflow:hidden}.market-strip svg{color:var(--accent);flex:none;width:44px;height:44px}.market-strip a span{display:block}.market-strip a{color:var(--ink);align-items:center;gap:16px;min-height:104px;padding:28px;text-decoration:none;transition:background .15s;display:flex}.market-strip a+a{border-left:1px solid var(--line)}.market-strip a:hover{background:#f4f8fd}.market-strip a strong{font-size:19px;font-weight:700;line-height:1.2;display:block}.market-strip a small{color:var(--muted);margin-top:4px;font-size:14px;line-height:1.35;display:block}.section{max-width:var(--container);padding:var(--section-space) 32px;margin:0 auto}.section-heading h2,.catalog-header h2,.process-intro h2,.trust-heading h2,.faq-section h2{letter-spacing:-2px;margin:20px 0 0;font-size:clamp(44px,4.3vw,64px);font-weight:700;line-height:1.06}.split-heading{grid-template-columns:1.3fr .7fr;align-items:end;gap:80px;display:grid}.split-heading>p{color:var(--muted);margin:0;font-size:16px;line-height:1.6}.calculator-shell{border-radius:var(--card-radius);box-shadow:var(--card-shadow);grid-template-columns:1.08fr .92fr;margin-top:56px;display:grid;overflow:hidden}.controls-panel{background:var(--white);border:1px solid var(--line);padding:48px}.control-row{border-bottom:1px solid var(--line);margin-bottom:24px;padding-bottom:24px}.control-row label{justify-content:space-between;align-items:baseline;display:flex}.control-row label strong{font-size:22px}.control-row input[type=range]{--progress:50%;-webkit-appearance:none;appearance:none;background:linear-gradient(to right, var(--accent) var(--progress), #dce4ee var(--progress)) center / 100% 4px no-repeat;cursor:pointer;outline:none;width:100%;height:44px;margin:16px 0 4px}.control-row input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;background:var(--white);border:4px solid var(--accent);border-radius:50%;width:22px;height:22px}.control-row input[type=range]::-moz-range-thumb{background:var(--white);border:4px solid var(--accent);border-radius:50%;width:16px;height:16px}.range-ends{color:var(--muted);justify-content:space-between;font-size:13px;display:flex}.program-options{border:0;gap:16px;margin:0;padding:0;display:grid}.program-options legend{color:var(--muted);margin-bottom:16px;font-size:14px}.option-card{border:1px solid var(--line);border-radius:var(--card-radius);cursor:pointer;grid-template-columns:auto 1fr auto;align-items:center;gap:16px;min-height:72px;padding:16px;display:grid}.option-card.active{background:#edf5ff;border-color:#9dc4ff}.option-card input{opacity:0;width:1px;height:1px;position:absolute}.checkmark{border-radius:var(--control-radius);color:#0000;border:1px solid #aab7c7;justify-content:center;align-items:center;width:32px;height:32px;display:flex}.option-card.active .checkmark{background:var(--accent);border-color:var(--accent);color:var(--white)}.option-card strong,.option-card small{display:block}.option-card strong{font-size:16px}.option-card small{color:var(--muted);margin-top:4px;font-size:13px;line-height:1.5}.option-card b{color:var(--accent-dark);font-size:18px}.result-panel{background:var(--accent);color:var(--white);padding:56px}.result-label{color:var(--white);letter-spacing:.8px;text-transform:uppercase;justify-content:space-between;align-items:center;font-size:13px;display:flex}.live-dot{align-items:center;gap:8px;display:flex}.live-dot:before{background:var(--white);content:"";border-radius:50%;width:8px;height:8px}.budget-value{margin:36px 0 20px;font-size:clamp(64px,6vw,88px);font-weight:700;line-height:1}.result-program{border-bottom:1px solid #ffffff3d;justify-content:space-between;align-items:center;padding-bottom:24px;display:flex}.result-program span{color:var(--white);font-size:14px}.result-program strong{font-size:22px}.result-grid{grid-template-columns:1fr 1fr;margin:0;display:grid}.result-grid div{border-bottom:1px solid #ffffff3d;padding:24px 0}.result-grid div:nth-child(2n){border-left:1px solid #ffffff3d;padding-left:24px}.result-grid dt{color:var(--white);text-transform:uppercase;font-size:13px}.result-grid dd{margin:8px 0 0;font-size:18px;font-weight:700}.result-grid dd small{color:var(--white);font-size:13px;font-weight:400}.bottleneck{align-items:flex-start;gap:12px;margin:24px 0;display:flex}.bottleneck-icon{background:var(--white);color:var(--accent);border-radius:50%;flex:none;justify-content:center;align-items:center;width:32px;height:32px;font-weight:700;display:flex}.bottleneck p{color:var(--white);margin:0;font-size:14px;line-height:1.5}.bottleneck strong{color:var(--white)}.button-light{background:var(--white);color:var(--accent-dark);width:100%}.legal-line{color:var(--muted);margin:16px 0 0;font-size:13px;line-height:1.5}.result-panel .legal-line{color:#ffffffb8}.ctl-block{border-bottom:1px solid var(--line);margin-bottom:28px;padding-bottom:28px}.ctl-block.ctl-last{border-bottom:0;margin-bottom:0;padding-bottom:0}.ctl-title{color:var(--muted);margin:0 0 14px;font-size:14px}.ctl-note{color:var(--muted);margin:12px 0 0;font-size:13px;line-height:1.45}.seg{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;display:grid}.seg-3{grid-template-columns:repeat(3,minmax(0,1fr))}.seg-item{border:1px solid var(--line);border-radius:var(--control-radius);cursor:pointer;text-align:center;justify-content:center;align-items:center;min-height:54px;padding:10px 12px;font-size:15px;font-weight:600;line-height:1.25;transition:background .15s,border-color .15s,color .15s;display:flex;position:relative}.seg-item:hover{border-color:#9dc4ff}.seg-item.active{background:var(--accent);border-color:var(--accent);color:var(--white)}.seg-item.disabled{color:#9aa7b8;cursor:not-allowed;opacity:.55}.seg-item.disabled:hover{border-color:var(--line)}.seg-item input{opacity:0;width:1px;height:1px;position:absolute}.caps{border-top:1px solid #ffffff3d;margin-top:28px;padding-top:24px}.caps-title{color:#ffffffb3;letter-spacing:.8px;text-transform:uppercase;margin:0 0 16px;font-size:13px}.cap{grid-template-columns:88px minmax(0,1fr) auto;align-items:center;gap:14px;margin-bottom:12px;display:grid}.cap span{color:#ffffffc7;font-size:13px}.cap i{background:#fff3;border-radius:999px;height:8px;display:block;position:relative}.cap i:after{content:"";height:100%;width:var(--w);background:#ffffff80;border-radius:999px;transition:width .2s;position:absolute;top:0;left:0}.cap b{color:#ffffffc7;font-size:14px;font-weight:700}.cap.is-min i:after{background:var(--white)}.cap.is-min span,.cap.is-min b{color:var(--white)}.next-reads{margin:20px 0 24px}.next-reads a{color:var(--white);border-top:1px solid #ffffff3d;justify-content:space-between;align-items:center;gap:12px;padding:14px 0;font-size:15px;font-weight:600;line-height:1.35;display:flex}.next-reads a:last-child{border-bottom:1px solid #ffffff3d}.next-reads a svg{opacity:.7;flex:none;transition:transform .15s}.next-reads a:hover svg{transform:translate(4px)}.catalog-header{justify-content:space-between;align-items:end;display:flex}.catalog-summary{border-left:1px solid var(--line);align-items:center;gap:16px;padding:8px 0 8px 32px;display:flex}.catalog-summary strong{color:var(--accent);font-size:56px}.catalog-summary span{color:var(--muted);font-size:13px;line-height:1.5}.legend{gap:24px;margin:32px 0 24px;display:flex}.legend span{color:var(--muted);align-items:center;gap:8px;font-size:13px;display:flex}.legend i{border-radius:50%;width:8px;height:8px;display:inline-block}.fit-dot{background:var(--accent)}.tight-dot{background:#5e7594}.short-dot{background:#a4afbd}.complex-grid{gap:var(--grid-gap);grid-template-columns:repeat(3,1fr);display:grid}.complex-card{background:var(--white);border-radius:var(--card-radius);box-shadow:var(--card-shadow);min-width:0;overflow:hidden}.card-visual{aspect-ratio:4/3;color:var(--white);background:#355b86;padding:24px;position:relative;overflow:hidden}.tone-clay,.tone-lime,.tone-pink,.tone-orange,.tone-yellow{background:#355b86}.tone-blue,.tone-green,.tone-ice,.tone-silver{background:#426c99}.tone-sand,.tone-violet,.tone-brick,.tone-copper{background:#2f5075}.tone-forest,.tone-coral{background:#4a6f94}.card-visual:after{content:"";background:#ffffff1f;border-radius:50%;width:180px;height:180px;position:absolute;top:-48px;right:-48px}.card-index{font-size:13px;position:absolute;top:24px;left:24px}.rating{background:var(--white);border-radius:var(--control-radius);color:var(--ink);z-index:2;align-items:center;gap:4px;padding:8px 12px;font-size:13px;display:flex;position:absolute;top:16px;right:16px}.mini-buildings{align-items:end;gap:8px;height:64%;display:flex;position:absolute;bottom:0;left:24px;right:24px}.mini-buildings i{background:#122033d1;flex:1;display:block}.mini-buildings i:first-child{height:46%}.mini-buildings i:nth-child(2){height:75%}.mini-buildings i:nth-child(3){height:57%}.mini-buildings i:nth-child(4){height:91%}.meters{color:var(--white);z-index:2;font-size:48px;font-weight:700;line-height:1;position:absolute;bottom:24px;right:24px}.meters small{font-size:18px}.meters-caption{color:var(--white);z-index:2;font-size:13px;position:absolute;bottom:8px;right:24px}.card-body{padding:24px}.card-status{color:var(--accent-dark);align-items:center;gap:8px;font-size:13px;font-weight:700;display:flex}.card-status:before{background:var(--accent);content:"";border-radius:50%;width:8px;height:8px}.status-tight .card-status{color:#536983}.status-tight .card-status:before{background:#5e7594}.status-short .card-status{color:#596a7f}.status-short .card-status:before{background:#a4afbd}.card-body h3{margin:24px 0 8px;font-size:24px}.card-body>p{color:var(--muted);align-items:center;gap:8px;margin:0;font-size:14px;display:flex}.card-facts{border-bottom:1px solid var(--line);border-top:1px solid var(--line);grid-template-columns:1fr 1fr;margin-top:24px;padding:16px 0;display:grid}.card-facts span{font-size:14px;font-weight:700}.card-facts span+span{border-left:1px solid var(--line);padding-left:16px}.card-facts small{color:var(--muted);margin-bottom:4px;font-size:13px;font-weight:400;display:block}.card-footer{justify-content:space-between;align-items:center;gap:12px;padding-top:16px;font-size:13px;display:flex}.card-footer span{color:var(--muted)}.card-footer a{color:var(--accent-dark);align-items:center;min-height:44px;font-weight:700;display:inline-flex}.show-all{background:var(--white);border:1px solid var(--ink);border-radius:var(--control-radius);cursor:pointer;justify-content:center;align-items:center;gap:12px;width:100%;min-height:52px;margin-top:24px;padding:14px 20px;font-size:16px;font-weight:700;display:flex}.show-all:hover{background:var(--ink);color:var(--white)}.show-all span{font-size:22px;line-height:1}.journal-grid{gap:var(--grid-gap);grid-template-columns:repeat(3,1fr);margin-top:56px;display:grid}.journal-card{background:var(--white);border:1px solid var(--line);border-radius:var(--card-radius);flex-direction:column;min-width:0;transition:border-color .15s,box-shadow .15s;display:flex;overflow:hidden}.journal-card:hover{box-shadow:var(--card-shadow);border-color:#b9cbe2}.journal-cover{aspect-ratio:16/9;background:var(--paper-2);display:block;overflow:hidden}.journal-cover img{object-fit:cover;width:100%;height:100%;display:block}.journal-body{flex-direction:column;flex:1;padding:24px;display:flex}.journal-meta{color:var(--muted);align-items:center;gap:8px;font-size:13px;display:flex}.journal-meta span+span:before{content:"·";margin-right:8px}.journal-card strong{margin:16px 0 12px;font-size:22px;line-height:1.25;display:block}.journal-lead{-webkit-line-clamp:3;color:var(--muted);-webkit-box-orient:vertical;font-size:14px;line-height:1.6;display:-webkit-box;overflow:hidden}.journal-more{color:var(--accent-dark);align-items:center;gap:8px;margin-top:auto;padding-top:24px;font-size:14px;font-weight:700;display:flex}.journal-card:hover .journal-more{gap:12px}.journal-all{border:1px solid var(--ink);border-radius:var(--control-radius);justify-content:center;align-items:center;gap:12px;min-height:52px;margin-top:24px;padding:14px 20px;font-size:16px;font-weight:700;display:flex}.journal-all:hover{background:var(--ink);color:var(--white)}.manifesto{background:var(--paper-2);border-radius:var(--card-radius);color:var(--ink);max-width:var(--container);width:calc(100% - 48px);margin:0 auto;padding:96px}.manifesto-text{letter-spacing:-2px;margin:40px 0 64px;font-size:clamp(48px,5vw,72px);font-weight:500;line-height:1.08}.manifesto-text em{color:var(--accent-dark);font-family:inherit;font-style:normal;font-weight:700}.manifesto-foot{text-transform:uppercase;align-items:center;gap:16px;font-size:13px;display:flex}.manifesto-foot .line{background:#9eb0c4;width:14vw;max-width:160px;height:1px}.manifesto-foot strong{color:var(--accent-dark)}.mortgage-visual{aspect-ratio:16/7;border-radius:var(--card-radius);background:#e9eef5 url(/mortgage-interior-v1.webp) 50%/cover no-repeat;margin-top:56px;position:relative;overflow:hidden}.visual-badge{background:var(--white);border-radius:var(--card-radius);box-shadow:var(--card-shadow);align-items:center;gap:16px;padding:16px 24px;display:flex;position:absolute;bottom:24px;left:24px}.visual-badge>svg{color:var(--accent);flex:none;width:40px;height:40px}.visual-badge span{flex-direction:column;display:flex}.visual-badge small{color:var(--muted);margin-bottom:4px;font-size:13px}.visual-badge strong{font-size:18px}.rate-cards{gap:var(--grid-gap);grid-template-columns:repeat(3,1fr);margin-top:32px;display:grid}.rate-card{background:var(--white);border-radius:var(--card-radius);box-shadow:var(--card-shadow);flex-direction:column;min-height:440px;padding:40px;display:flex}.rate-card.featured{background:var(--accent-soft)}.dark-rate{background:var(--paper);color:var(--ink)}.rate-card>div{color:var(--muted);text-transform:uppercase;justify-content:space-between;font-size:13px;display:flex}.rate-card>div svg{color:var(--accent)}.rate-card h3{margin:40px 0 0;font-size:24px}.big-rate{margin-top:32px;font-size:80px;font-weight:700;line-height:1}.big-rate small{font-size:22px}.rate-card>p{color:var(--muted);margin-top:24px;font-size:14px;line-height:1.5}.rate-tag{border-top:1px solid var(--line);color:var(--accent-dark);text-transform:uppercase;margin-top:auto;padding-top:16px;font-size:13px}.rate-tag.muted{color:var(--muted)}.process-section{grid-template-columns:.72fr 1.28fr;gap:96px;display:grid}.process-intro{align-self:start;position:sticky;top:112px}.process-intro>p:not(.kicker){color:var(--muted);font-size:16px;line-height:1.6}.text-link{border-bottom:1px solid var(--ink);align-items:center;min-height:44px;margin-top:16px;font-size:14px;font-weight:700;display:inline-flex}.process-list{margin:0;padding:0;list-style:none}.process-list li{border-top:1px solid var(--line);grid-template-columns:48px 1fr auto;align-items:start;gap:24px;padding:40px 0;display:grid}.process-list li>span{border:1px solid var(--line);color:var(--accent);border-radius:50%;justify-content:center;align-items:center;width:48px;height:48px;display:flex}.process-list h3{margin:4px 0 12px;font-size:24px}.process-list p{color:var(--muted);margin:0;font-size:16px;line-height:1.6}.process-list b{color:var(--muted);white-space:nowrap;margin-top:12px;font-size:13px;font-weight:500}.trust-section{color:var(--white);padding:112px max(32px, calc((100vw - var(--container)) / 2));background:#111c2f}.trust-heading{grid-template-columns:1fr .55fr;gap:64px;display:grid}.trust-heading .kicker{color:#b8c8da;grid-column:1/-1}.trust-heading h2{margin:0}.trust-heading>p:last-child{color:#c8d5e4;margin:0;font-size:16px;line-height:1.6}.trust-visual{aspect-ratio:16/7;border-radius:var(--card-radius);background:#eef2f6 url(/transaction-documents-v1.webp) 50%/cover no-repeat;margin-top:56px;position:relative;overflow:hidden}.trust-visual>div{border-radius:var(--card-radius);background:#091525eb;align-items:center;gap:16px;padding:16px 24px;display:flex;position:absolute;bottom:24px;left:24px}.trust-visual>div svg{color:#9dc4ff;flex:none;width:40px;height:40px}.trust-visual>div span{flex-direction:column;display:flex}.trust-visual>div small{color:#d5dfec;margin-bottom:4px;font-size:13px}.trust-visual>div strong{font-size:18px}.trust-grid{border-top:1px solid #fff3;border-bottom:1px solid #fff3;grid-template-columns:repeat(3,1fr);margin-top:32px;display:grid}.trust-grid article{min-height:300px;padding:40px}.trust-grid article+article{border-left:1px solid #fff3}.trust-grid article>span{color:#9dc4ff;align-items:center;gap:12px;font-size:13px;display:flex}.trust-grid article>span svg{width:40px;height:40px}.trust-grid h3{margin:32px 0 16px;font-size:22px}.trust-grid p{color:#c8d5e4;font-size:14px;line-height:1.6}.trust-grid a{align-items:center;min-height:44px;font-size:14px;font-weight:700;display:inline-flex}.source-row{grid-template-columns:repeat(4,1fr);display:grid}.source-row span{color:#c8d5e4;padding:24px 8px;font-size:13px}.source-row span+span{border-left:1px solid #fff3;padding-left:24px}.source-row strong{color:var(--white);margin-right:4px;font-size:18px}.scroll-motion .scroll-follow{transform:translate3d(0, var(--scroll-shift,0px), 0);will-change:transform}.apply-section{background:var(--accent-soft);border-radius:var(--card-radius);max-width:var(--container);grid-template-columns:1fr 1fr;gap:80px;width:calc(100% - 48px);margin:0 auto;padding:96px;display:grid}.apply-copy h2{letter-spacing:-2px;margin:20px 0 40px;font-size:clamp(48px,5vw,72px);line-height:1.05}.apply-copy h2 em{color:var(--accent-dark);font-family:inherit;font-style:normal}.apply-copy ul{flex-wrap:wrap;gap:12px;margin:0;padding:0;list-style:none;display:flex}.apply-copy li{border-radius:var(--control-radius);border:1px solid #94a9c2;align-items:center;gap:8px;padding:8px 12px;font-size:13px;display:flex}.apply-card{background:var(--white);border-radius:var(--card-radius);box-shadow:var(--card-shadow);align-self:center;padding:40px}.form-summary{border-bottom:1px solid var(--line);margin-bottom:24px;padding-bottom:24px;display:grid}.form-summary span{color:var(--muted);text-transform:uppercase;font-size:13px}.form-summary strong{margin:8px 0;font-size:40px}.form-summary small{color:var(--muted);font-size:13px}.apply-card form>label{color:var(--muted);text-transform:uppercase;margin-top:16px;font-size:13px;display:block}.input-shell{background:var(--paper);border:1px solid var(--line);border-radius:var(--control-radius);align-items:center;gap:12px;min-height:52px;margin-top:8px;padding:0 16px;display:flex}.input-shell:focus-within{background:var(--white);border-color:var(--accent)}.input-shell>svg{color:var(--muted);flex:none}.apply-card input{color:var(--ink);background:0 0;border:0;outline:none;width:100%;min-height:52px;font-size:16px;display:block}.form-button{width:100%;margin-top:24px}.apply-card form>p{color:var(--muted);text-align:center;margin:12px 0 0;font-size:13px;line-height:1.5}.apply-card form>p a{color:var(--accent-dark);align-items:center;min-height:44px;text-decoration:underline;display:inline-flex}.success-message{text-align:center;flex-direction:column;justify-content:center;align-items:center;min-height:400px;display:flex}.success-message>span{background:var(--accent);color:var(--white);border-radius:50%;justify-content:center;align-items:center;width:64px;height:64px;font-size:32px;display:flex}.success-message h3{margin:24px 0 12px;font-size:22px}.success-message p{color:var(--muted);font-size:14px;line-height:1.6}.success-message button{border:0;border-bottom:1px solid var(--ink);cursor:pointer;background:0 0;min-height:44px;margin-top:16px;font-size:14px}.faq-section{grid-template-columns:.7fr 1.3fr;gap:80px;display:grid}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;justify-content:space-between;align-items:center;min-height:72px;padding:16px 0;font-size:18px;font-weight:700;list-style:none;display:flex}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{font-size:22px}.faq-list details p{color:var(--muted);margin:0 48px 24px 0;font-size:16px;line-height:1.6}.site-footer{border-top:1px solid var(--line);max-width:var(--container);grid-template-columns:1.2fr .7fr .7fr 1fr;gap:40px;margin:0 auto;padding:64px 32px 80px;display:grid}.footer-brand{flex-direction:column;align-items:flex-start;gap:10px;display:flex}.footer-brand .brand-logo{height:32px}.footer-brand small,.site-footer>div>small{color:var(--muted);text-transform:uppercase;font-size:13px}.site-footer>div>p{font-size:14px;line-height:1.7}.site-footer a{align-items:center;min-height:44px;text-decoration:underline;display:inline-flex}.footer-legal{color:var(--muted);flex-direction:column;align-self:end;font-size:13px;display:flex}.footer-legal p{margin:0}.footer-legal span{margin-top:8px}@media (max-width:1080px){.site-header{grid-template-columns:1fr auto}.site-header nav{display:none}.hero{grid-template-columns:1fr;margin-inline:24px}.hero-board{min-height:400px}.glass-stats{width:100%}.market-strip{grid-template-columns:1fr 1fr;margin-inline:24px}.market-strip span:nth-child(3){border-left:0;border-top:1px solid var(--line)}.market-strip span:nth-child(4){border-top:1px solid var(--line)}.complex-grid,.journal-grid{grid-template-columns:1fr 1fr}.journal-grid>:nth-child(3){display:none}.rate-cards{grid-template-columns:1fr 1fr}.process-section{display:block}.process-intro{position:static}.process-list{margin-top:48px}.trust-heading{grid-template-columns:1fr;gap:24px}.trust-heading .kicker{grid-column:auto}.apply-section{grid-template-columns:1fr;margin-inline:24px}.faq-section{grid-template-columns:1fr}.site-footer{grid-template-columns:1fr 1fr}.footer-brand,.footer-legal{grid-column:1/-1}.scroll-motion .scroll-follow{will-change:auto;transform:none}}@media (max-width:640px){.site-header{min-height:72px;padding-inline:18px}.brand small,.city-switch{display:none}.header-cta{padding-inline:12px;font-size:13px}.hero{gap:48px;width:auto;min-height:0;margin:18px 18px 0;padding:48px 24px}.hero h1{letter-spacing:-2px;font-size:44px}.hero h1>span,.hero h1>em,.hero-lead>span{display:inline}.hero-actions{flex-direction:column;align-items:flex-start}.hero-board{min-height:0;display:block}.photo-label{width:fit-content;position:static}.glass-stats{margin-top:24px}.glass-card{grid-template-columns:48px 1fr}.market-strip{grid-template-columns:1fr;width:auto;margin-inline:18px}.market-strip span+span{border-left:0;border-top:1px solid var(--line)}.section{padding:80px 18px}.split-heading{grid-template-columns:1fr;gap:24px}.calculator-shell{display:block}.controls-panel,.result-panel{padding:32px 24px}.control-row label{flex-direction:column;align-items:flex-start;gap:8px}.result-grid{grid-template-columns:1fr}.result-grid div:nth-child(2n){border-left:0;padding-left:0}.budget-value{font-size:48px}.catalog-header{flex-direction:column;align-items:flex-start}.catalog-summary{border-left:0;border-top:1px solid var(--line);width:100%;margin-top:24px;padding:16px 0 0}.legend{flex-direction:column;align-items:flex-start;gap:12px}.complex-grid{grid-template-columns:1fr}.journal-grid{grid-template-columns:1fr;margin-top:32px}.journal-grid>:nth-child(3){display:flex}.manifesto{width:auto;margin-inline:18px;padding:64px 24px}.manifesto-text{font-size:40px}.mortgage-visual,.trust-visual{aspect-ratio:4/3}.visual-badge,.trust-visual>div{max-width:calc(100% - 32px);padding:16px;bottom:16px;left:16px}.rate-cards{grid-template-columns:1fr}.process-list li{grid-template-columns:48px 1fr}.process-list li>b{display:none}.trust-section{padding:80px 18px}.trust-grid{grid-template-columns:1fr}.trust-grid article+article{border-top:1px solid #fff3;border-left:0}.source-row{grid-template-columns:1fr 1fr}.source-row span+span{border-left:0;padding-left:8px}.source-row span:nth-child(2n){border-left:1px solid #fff3;padding-left:24px}.apply-section{width:auto;margin-inline:18px;padding:64px 24px}.apply-copy h2{font-size:44px}.apply-card{padding:24px}.faq-list{margin-top:24px}.site-footer{grid-template-columns:1fr;padding:48px 18px 64px}.footer-brand,.footer-legal{grid-column:auto}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.scroll-motion .scroll-follow{transform:none}}
